Introducing The Cashflow Advance ENGINE™

Feel Like You’re Constantly Robbing Peter To Pay Paul? Unlock Fast Cashflow Without Loans, Fees or Fuss

— Or We Pay You £500

Cashflow gaps are killing UK businesses.

You’ve done the work, sent the invoice… and now you’re stuck waiting 30, 60, even 90 days to get paid.

At Factoring Finance, we solve this fast. As the UK’s most experienced invoice finance broker, we match you with the right lender to unlock the cash tied up in your invoices quickly, easily, and at zero cost to you. Just 15 minutes with us could be the difference between stagnation and scaling up.

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Unlock Cash Fast | Offer in 72 Hours | 40 Years' Expertise

“The most professional and reliable brokers I have dealt with”

“I have had the pleasure of working with Factoring Finance for over 20 years in the commercial finance sector, and I can confidently say they are one of the most professional and reliable brokers I have dealt with.

Throughout our long-standing relationship, Factoring Finance has consistently demonstrated excellent market knowledge, strong attention to detail, and a genuine commitment to achieving the best outcomes for their clients. They take the time to understand each client’s circumstances and are highly effective at finding practical solutions—even in complex or time-sensitive situations.

Their communication is clear and proactive and their clients are well-informed and supported throughout the process. This results in a consistently high level of client satisfaction and smooth transaction to completion.

I would have no hesitation in recommending Factoring Finance to any client, lender, or professional contact and look forward to continuing to work with them for many years to come.”

— Dave Golding | Managing Director | Cynergy Business Finance

“Take the time to understand businesses needs and provide clear, practical advice”

“Dick is always knowledgeable and straightforward to work with. He takes the time to understand businesses’ needs and provides clear, practical advice throughout.

Communication is prompt and transparent, and we always feel well supported when working with him and view our relationship very much as a partnership.

I would not hesitate to recommend Factoring Finance Limited and Dick Appleby as a reliable and experienced invoice finance partner or advisor.”

— Mark Lindsay | CEO & Co-Founder | WeDo Business Finance

“Excel at matching businesses with the right funders”

“Working with Dick and the team at Factoring Finance is always a pleasure. Their deep understanding of the market, built on many years of experience, means they truly recognise clients’ needs and excel at matching businesses with the right funders.

They provide clear, essential information that helps streamline the process and offer genuine support to both the client and the funder from start to finish. A thoroughly recommended end‑to‑end service."

— Toni Dare | Managing Director | Pulse Finance

How The Cashflow Advance ENGINE™ Works

A Quick 3-Minute Summary...

Need cash to take on new work, cover your VAT, or stop juggling payments? If cashflow is blocking your business from growing, we’re here to fix it — fast. We use our 40 years of experience and CEO-level access to get you an offer in 72 hours. The Cashflow Advance ENGINE™ connects you to the right lender, cuts through red tape, and gets funding flowing. With our unique £500 Guarantee, there’s zero risk in seeing what’s possible.

Frequently Asked Questions

Who Is Factoring Finance For?
If you’re a B2B company turning over £1M+ and waiting too long to get paid, this is for you. Whether you’re in construction, recruitment, logistics or manufacturing — if you invoice for work, we can help.
Why Did You Create It?
We pioneered invoice finance in the UK nearly 40 years ago. We created this system because too many businesses are being underserved by vanilla brokers or locked into bad contracts. We wanted to fix that.
What’s Included In The Cashflow Advance ENGINE™?
You’ll get a 15-minute No B.S. consultation, whole-of-market lender access, full support through the setup, CEO-level escalation if needed — all at no cost to you.
What Makes You Different From Others?
We don’t sugarcoat things. We’re the broker’s broker — other brokers come to us when they can’t place deals. We’re invested in long-term client relationships, not volume and we only get paid if your deal gets funded.
What Results Can I Expect?
Expect an indicative offer within 72 hours of submitting your documents. Funding can be in your account in as little as 7–10 days. We’ve helped thousands of clients unlock millions in funding.
How Does Tech or AI Play a Role?
We use our own proprietary AI to speed up matching but this isn’t run by bots. While others rely on automated platforms, we leverage the relationships we’ve built up over the past 40 years — which is exactly why we outperform the algorithms.
How Much Effort Is Required On My Part?
Just 5 minutes to send us your latest sales ledger, 6 months of bank statements, and an updated creditor list. That’s it — we handle the rest.
How Does The Guarantee Work?
Simple: If you get us the right info within 48 hours, we’ll get you an indicative offer in 72 hours. If we don’t, we pay you £500. No ifs, no buts.
What’s The Risk Or Downside?
There isn’t one. It’s free, no-obligation, and risk-free. If we can’t find you a better facility, we’ll tell you straight. But the odds are, we can pull a rabbit out of the hat where others can't.
What’s The Next Step?
Just click the button below to book your free, no obligation 15-minute No B.S. Funding Meeting. We’ll get to the heart of your funding challenges and if we’re the right fit we’ll get the ball rolling immediately.